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Provident Financial (PROV) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
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Provident Financial (PROV - Free Report) reported $10.57 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 8.6%. EPS of $0.25 for the same period compares to $0.25 a year ago.
The reported revenue represents a surprise of +1.19% over the Zacks Consensus Estimate of $10.45 million. With the consensus EPS estimate being $0.32, the EPS surprise was -21.88%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Provident Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.3% compared to the 3.3% average estimate based on two analysts.
Efficiency ratio: 72.1% compared to the 73.4% average estimate based on two analysts.
Total Non-Interest Income: $0.8 million versus the two-analyst average estimate of $0.91 million.
Net Interest Income: $9.77 million versus $9.6 million estimated by two analysts on average.
Shares of Provident Financial have returned -0.6% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Provident Financial (PROV) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Provident Financial (PROV - Free Report) reported $10.57 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 8.6%. EPS of $0.25 for the same period compares to $0.25 a year ago.
The reported revenue represents a surprise of +1.19% over the Zacks Consensus Estimate of $10.45 million. With the consensus EPS estimate being $0.32, the EPS surprise was -21.88%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Provident Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Provident Financial here>>>
Shares of Provident Financial have returned -0.6% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.